• Applies to plans bought by international card in USD, processed by Creem as Merchant of Record. Plans bought by card renew automatically.
• Refund of the current paid period: if you have used less than 5% of the credits of that period you receive a full refund. If you have used 5% or more, you receive a refund of the unused part, calculated pro-rata on the credits not yet used.
• How to request: open the Subscription page and use "Refund" (shown only for plans bought by card). The page shows your paid amount, your usage and the refund amount before you confirm. The refund is triggered by you and processed automatically — no email is needed.
• A refund is final: your plan is cancelled immediately, auto-renewal stops, your account returns to the Free plan and the remaining credits of that plan are removed.
• Cancelling auto-renewal on its own stops future charges but does not refund the current period.
• Refunds are issued in USD to the original card; when it appears on your statement depends on your bank or card issuer.